Zip NZ - Shop Now, Pay Later

Features Zip NZ - Shop Now, Pay Later

Get all your shopping sorted with 6 weeks to pay, interest free.
Create your Zip account in minutes.
The Zip app is a fast, easy and secure way to pay for your purchases over 4 interest-free payments, online and instore, and manage your account.
Zip is here to help you pay for life’s extras.Shop at over 1,900 New Zealand businesses including JB HI-FI, Moshtix, Baby Factory, The Warehouse, Noel Leeming, Bunnings, Temu, Rockshop, Culture Kings, Torpedo7, Warehouse Stationery, Mighty Ape, Spotlight, Chemist Warehouse, Placemakers and more.
Pay only 25% up-front and the rest over 3 fortnightly interest-free payments.
There are no fees or interest charges if you pay on time.Sign up & Explore- Apply for a Zip account in minutes from your mobile.- Browse more than 1,900 retailers and over 3000 stores in our Store Directory.- Use our location based map to find where you can shop nearby.- Access exclusive offers and discounts.- Favourite stores and shop in-app.- Easily shop in-store in a range of businesses from retail stores, to dentists, to hair salons and many more.Shop securely- Enjoy one, simple login.- Manage your passcode and biometrics from the app.- Access to our help site and content from the app.- Enrol into Passwordless via passkeys for a more secure experience.Full Flexibility & Control- Get control over your first payment for online and in-store orders, Pay up to 100% up front and manage your finances like a pro.- Increase your spending power by utilising your full Zip balance plus your own funds for those larger transactions.
Available in-store and online.- Choose your preferred payment day for your payments.
Choose a day that works for your and well align it within +/- 3 days of your next payment.- Just press and hold on the Zip app for options.
Create an in-store code from the home screen.Unlock more payment options- Keep shopping with Zip to unlock options like Giftcards and move payments.- Looking to send a digital giftcard for yourself or a friend instantly?
Get 6 weeks to pay, interest free, at more than 68+ retailers with Zip e-Giftcards.- Shop at Farmers, Cue, Dotti, Uber, Playstation & Xbox Stores and more by purchasing Giftcards over 4 interest free weeks.- Unlock the ability to move your payments forward by up to 7 days.
Made to help you manage your finances better regardless of your situation.Manage your account- Check your spend limit and available balance.- View upcoming payments and pay them early if you wish.- View historical purchase and payment info.Zip it your way for lifes extras.